Pay off debt with a plan you can see.
Enter your income, give every dollar a job, list your debts, and the payoff table shows the month each balance reaches zero. When one debt is gone, its payment rolls into the next one automatically.
What is inside
- Zero based monthly budget with a live left to assign counter
- Room for up to 8 debts with APR and minimum payments
- 120 month payoff table that rolls freed payments into the next debt automatically
- Works for the snowball or avalanche method, depending on how you order your debts
- 4 page guide explaining both methods, tips, and the limits of the estimate
A look inside



$9
Excel spreadsheet (works in Google Sheets and LibreOffice) plus a 4 page PDF guide.
Buy now on GumroadGood to know
Educational planning tool, not financial advice. Interest is estimated monthly from APR, so real payoff dates will differ somewhat.
Personal use license. Please do not resell or share the files. Instant digital download, nothing ships. If a file is broken or not as described, reply to your receipt and we will fix it or refund you.