Save a little each month so big bills stop being surprises.
List what you are saving for, the goal, and the date you need it. The sheet tells you how much to set aside each month and recalculates as you deposit or spend. A full monthly budget and dashboard sit alongside so savings and spending live in one file.
What is inside
- Up to 30 sinking funds with goal, date, and progress
- Automatic save per month based on months left
- Fund log for deposits and withdrawals with dropdown
- Totals across all funds
- Transactions log and monthly dashboard
- 12 starter fund ideas and a printable tracker
A look inside



Excel spreadsheet that opens in Google Sheets, Excel, Numbers, and LibreOffice, plus a 5 page PDF guide.
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Good to know
Sample funds and amounts are examples to overwrite. This is a planning tool, not financial advice.
Personal use license. Please do not resell or share the files. Instant digital download, nothing ships. If a file is broken or not as described, reply to your receipt and we will fix it or refund you.